56 Cross Point Drive, Owings, MD 20736

$705,000
5
BD
4
BA
2,526
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$705,000
List Price
$699,900
Days on Market
153
Closing Date
Apr 17, 2026
MLS#
MDCA2023062
Status
CLOSED
Type
Single Family Residential
Style
Colonial
Year Built
2000
Bedrooms
5
Full-baths
3
Half-baths
1
County
Calvert
Neighborhood
Cross Point
Subdivision
Cross Point

Property Description

🔥Huge price adjustment! Opportunity Is Knocking in Cross Point — And It’s Bringing a 2.25% VA Assumable Loan With It! 🔥 Yes, you read that right — 2.25% interest rate assumable VA loan. In today’s market, that is a game-changer and could mean significant monthly savings. Welcome to this STUNNING 5-bedroom, 3.5-bath home in the highly sought-after Cross Point community — where the updates are done and the pride of ownership is undeniable. This is what true move-in ready looks like:✔️ New roof (2017)✔️ New windows (2017 & 2018)✔️ Dual-zone A/C (2019)✔️ Basement renovation with second full kitchen (2019)✔️ Fireplace (2020)✔️ Back deck redone (2021✔️ $30,000 primary bath renovation (2023) From the charming wrap-around porch to the refined interior finishes — crown molding, wainscoting, gas fireplace — every detail has been thoughtfully upgraded. The beautifully renovated kitchen features granite countertops, soft-close cabinetry, and premium fixtures, opening to a layout designed for both everyday living and effortless entertaining. Upstairs you’ll find four spacious bedrooms and spa-inspired baths. The fully finished lower level with a second kitchen offers incredible flexibility — perfect for multi-generational living, extended guests, or additional entertaining space. And the backyard? A true entertainer’s dream with a spacious deck ready for gatherings, cookouts, and peaceful evenings. ✨ Modern updates.✨ Timeless design.✨ Rare financing opportunity.✨ Located in one of the area’s most desirable communities. Homes with this level of care — and this kind of financing advantage — don’t come along often. Don’t miss your chance to make it yours!

Additional Information

Acres
0.50
Lot Size
21,780
Living Area
2,526
Fireplace Description
Gas/Propane
Appliances
Built-In Microwave, Cooktop, Dishwasher, Dryer, Oven - Wall, Refrigerator, Washer
Cooling
Central A/C
Heating
Heat Pump(s)
Basement
Yes
Taxes
$5,979

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Coldwell Banker Realty. Contact:

Selling Office: .