37 Serene Hills Dr, Fredericksburg, VA 22406

Property Description

Welcome Home to 37 Serene Hills — Luxury Living in Tavern Gate 6,000+ Sq Ft Estate Home | 5 Bedrooms | Walkout Lower Level | 3-Car Garage | 🔑 Assumable Loan at 2.75% Tucked into the sought-after Tavern Gate community — a peaceful dual cul-de-sac neighborhood where you'll know your neighbors and still have room to run — this gracious traditional estate delivers over 6,000 square feet of thoughtfully designed living space, private forest and trail views, and room to grow for years to come. And with a rare assumable VA loan at 2.75%, this home offers something today's market almost never does: a real path to an affordable monthly payment. In a market where rates have reshaped what buyers can afford, 37 Serene Hills offers a genuine edge: a qualified buyer can assume the current VA loan, with a balance of approximately $387,000 at 2.75% interest — open to any qualified buyer, not just veterans. The gap between the loan balance and the sales price can be covered with cash or financed through a second mortgage available via a credit union or portfolio lender. For a qualified buyer, this could mean tens of thousands of dollars in savings over the life of the loan compared to today's rates. Buyers should consult a lender to confirm eligibility and current terms. A classic Southern-style front porch welcomes you home, perfect for morning coffee or greeting guests. Step inside to a two-story foyer crowned by a stunning curved staircase — an immediate showstopper. A formal dining room connects to the kitchen via a butler's pantry, while a formal living room flows into a bright sunroom with its own private balcony. A powder room and private home office complete the main hall, ideal for today's work-from-home lifestyle. The two-story family room centers around a gas fireplace with calming, private forest views as its backdrop. The gourmet kitchen is a true chef's dream: dual ovens, a spacious island built for entertaining, a sunny breakfast area opening to the back deck, a walk-in pantry, sweeping wooded views, and a convenient back staircase. An oversized laundry/mudroom combo offers easy access to the attached 3-car garage. Upstairs, the primary suite impresses with a soaring cathedral ceiling, a private sitting area, dual walk-in closets, and a spa-inspired ensuite featuring dual vanities, an oversized walk-in shower, a private water closet, and a soaking tub. Bedroom two enjoys its own private ensuite bath, while bedrooms three and four share a well-appointed hall bath on the home's north side. The walkout lower level is filled with natural light from full daylight windows and offers direct access to the fenced backyard. A fifth bedroom and full bath make this level perfect as a private guest suite, in-law apartment, or the ultimate recreation retreat — with two unfinished storage closets offering even more room to expand. An oversized driveway with plug-in support offers ample parking for an RV or other toys. The side yard is a perfect play space, easily supervised from the primary suite above, while private trails wind around the property for scenic walks and everyday connection with nature. Commuter-friendly: Quick access to Route 610 (Garrisonville Road) and Route 17 (Warrenton Road), plus nearby commuter lots with bus and slug line service to D.C. and Northern Virginia Centrally located: Midway between Richmond and D.C., with easy access to Dulles, Reagan National, and Richmond International airports Recreation nearby: Golf at The Gauntlet, fishing at Curtis Lake, tennis, pickleball, and disc golf at Curtis Park (home to the Mark Lenzi Olympic Swimming Pool) Equestrian lifestyle: Excellent riding academies throughout Hartwood 37 Serene Hills offers space, privacy, lifestyle — and a financing opportunity — that's hard to find anywhere else in the area. Schedule you